Coming soon: the JGF Forum for founders and finance leaders.See the forum 5+ Keynotes × 20 min each100 Minutes of exclusive content250 Founders & decision-makersComing soon: the JGF Forum for founders and finance leaders.See the forum 5+ Keynotes × 20 min each100 Minutes of exclusive content250 Founders & decision-makers
Fractional CFO firm

Know exactly what your business earns.

Real profit, real cash, the next move – every month. Without a six-figure hire.

Book a CFO diagnostic call

30 min · No pitch · A real CFO, not a chatbot

Not ready to talk?Free Financial Health Check

Trusted by the fastest-growing businesses

Remilia Hair
Huntli
Bonamark
Feel My Skin
Alps2Alps
Trentini
BSG
Lavadental
€40M+
raised
1200+
founders
300+
models
12+
countries
15+ yrs
experience
Featured & accredited by
Forbes
Featured
SSE Stockholm
Accredited
Trustpilot
Top score 4.7
Finance Challenge
Top score
Forbes
Featured
SSE Stockholm
Accredited
Trustpilot
Top score 4.7
Finance Challenge
Top score
Four questions

Are you satisfied with your finances?

Answer these four honestly.

Revenue is not profit. We rebuild your P&L so every month closes with one number you can trust – and a one-page read on what moved it.

We separate committed cash from free cash, so you always know how much you can actually spend this week without breaking payroll.

Contribution margin per SKU and per channel, after ads, fees and returns. Usually 2–3 lines quietly fund the losses of everything else.

A rolling 13-week cash forecast, updated weekly. You see the tight week a month before it arrives – while there are still options.

Four clear answers every month. That's the job – and it doesn't need a six-figure hire.

Book a CFO diagnostic call
The core offer

Finance management + your own client portal

We run your finance function and build a private client portal that houses everything about your business: financials, work in progress, plans, hypotheses, and more. Your personal dashboard, updated monthly.

Cash flowP&LBalance sheetClient portal

Set up right, updated monthly.

Explore Fractional CFO
Free · 2 min · No credit card

How healthy are your finances – really?

Nine questions. An instant score on cash, profit and control, plus the three fixes our CFOs would do first.

Start free health check
72
/ 100
Cash84
Profit68
Control62
Your top 3 CFO fixes
  • Build a 13-week cash forecast
  • Separate gross margin by channel
  • Close monthly books by day 10
Client reviews

What our clients actually say.

Daniels Petrovs
Daniels Petrovs
CEO at Baltic Sport Group

"25% more people in the pool – and more profit too."

We've been working with John Galt for a while, and their insights into pricing and scheduling helped us significantly. At Mežaparks Sports Village, we had an imbalance in traffic – some hours were overcrowded, others empty. They restructured it and the numbers followed.

Vladislavs Aleksejevs
Vladislavs Aleksejevs
CEO at Lavadental

"Turned my business around and found real growth opportunities."

Over three months with John Galt Finance, we conducted a full financial review – from P&L analysis to evaluating patient LTV and optimizing our cost structure.

5.0rating on Google
NN
Niko Necefzade

We needed a financial model to better understand our cash flow and plan for future growth. The team at John Galt Finance took the time to understand our business, revenue streams, and operating costs before building a model tailored to our needs. What I appreciated most was that the model wasn't overly complicated – it was practical, easy to use, and gave us clear visibility into different growth scenarios. Their communication was excellent throughout the process, and they delivered everything on time. Overall, a great experience. I'd gladly work with them again and would recommend them to any business looking for professional financial modeling support.

MG
Maria Goncharova

Excellent financial modeling experience

Working with John Galt Finance on our financial model was a great experience from start to finish. Their team took the time to understand our business, assumptions, and growth plans before building the model. The result wasn't just a spreadsheet – it became a practical tool that helps us evaluate different scenarios, forecast cash flow, and make more confident business decisions. What I appreciated most was their attention to detail and willingness to explain the logic behind every assumption. The model is well-structured, easy to update, and flexible enough to support future planning as our business grows. I highly recommend John Galt Finance to founders and business owners who need a professional financial model they can actually use for planning, fundraising, or strategic decision-making.

BA
Bahram Ahmedzade

JGF was highly professional in prep of our EU funding application. We identified several suitable grant programs and had the full package of the docs prepared. We dropped our veterinary project and did not pursue the grant. Nevertheless I would both recommend John Galt or use them if I have a similar job in the future. All interactions were professional and well structured. Cheers

AG
Alina Gusarova

Great work experience with John Galt Finance!

Have helped a lot to our e-commerce business. Eliminated our cash flow gaps issues by developing a useful and simple tool we have integrated to our everyday workflow. John Galt has provided a cash-flow forecasting tool, we are using a lot now. Solved a lot of our finance management problems. Fast and responsive service. Happy we found them!

АП
Александр Педченко

We really enjoyed working with John Galt Finance. They helped us build a financial model quickly and did a great job. Everything was clear, fast, and easy to work through. Would definitely recommend them if you need a reliable outsourced CFO.

EL
Eliran Luzon

We've been working with John Galt Finance as our Fractional CFO for my brand Remilia, and the experience has been excellent. They brought real structure and clarity to our financial planning, especially around inventory forecasting and financial modeling. Their insights helped us make better, more confident decisions as we scale. They're professional, responsive, and truly understand the needs of a growing brand. Highly recommend.

ДБ
Дарья Брей

Working with John Galt Finance was a very positive experience. The team communicated clearly, worked efficiently, and delivered strong results. They helped us sort out financial reports and bring more structure to our processes.

ЛС
Любовь Скрябина

I started a new business, but I didn't know how long time my money would last or if I'd have enough to pay salaries. John Galt Finance built a financial model for me, and now I can work with confidence for the next two years. They also showed me how to grow my profits. Thank you!

See all reviews on Google
4.7
4.7 out of 5 on Trustpilot, from clients we actually work with
Read the reviews on Trustpilot
5.0
5.0 on Google from 17 verified reviews
Read the Google reviews
1200+
founder clients
12+
countries
98%
stay past month 3
Book a CFO diagnostic call

In-house CFO vs John Galt Finance

The same seniority in the room, for a fraction of the cost.

In-house CFO

Year 1
€70k–€120k/ year

Typical all-in cost: salary, taxes, benefits, recruiter fee.

Save up to €90,000/yr

John Galt Finance

Year 1
€30k/ year from

Fixed monthly fee. No recruitment, no taxes, no notice period.

In-house CFO

  • Salary + taxes + benefits + recruitment fees
  • 3–6 months to hire and ramp
  • One person, one blind spot
  • Knowledge leaves when they do

John Galt Finance

  • From €30,000/year, cancel anytime
  • First numbers in week one
  • CFO + analyst + partner network
  • Cancel any month, keep every file
Book a CFO diagnostic call
FAQ

Questions founders actually ask us.

A fractional CFO gives you senior experience from day one, no payroll overhead, and an outside view – at a fraction of a full-time salary.
Clean reports in the first month; steadier cash flow and no surprise gaps within 3–6 months; sharper profit decisions ongoing.
It depends on your size and how deep you want us in. Every engagement is month-to-month, and we'll give you a clear, tailored quote on your free call – no mystery invoices.
That's exactly who we built this for. You'll get plain-English summaries and clear actions – never a wall of spreadsheets.
Yes – multi-currency, cross-border, IFRS and US-GAAP are core to what we do.
Confidentiality is written into every contract, full stop.

Stop guessing. Start deciding on facts.

A free 30-minute call with a senior CFO. No sales pitch – just a clear read on where your money is and what to do next.

30 min · No pitch · A real CFO, not a chatbot