All tools
Calculator
CFO Cost: Fractional vs In-House
All-in cost of an in-house CFO or finance director, a fractional retainer, and the hidden profit leak of running with no CFO – at your revenue, in euros or pounds.
Your company
Currency
Our recommendation
Fractional CFO is the right fit
Result
In-house CFO (all-in)
€338,505/yr
Fractional CFO
€11,560/mo
€138,720 annually
Cost of no CFO
€600,000/yr
Est. profit leak at 6% of revenue
In-house CFO breakdown
Base salary€220,000
Bonus (15%)€33,000
Benefits (18%)€39,600
Payroll tax (8.5%)€21,505
Finance tools & software€24,400
All-in total€338,505
Client reviews
What our clients actually say.
Not sure which model fits your stage?
A free 30-minute call – we'll map the right finance function for your revenue and complexity.
30 min · No pitch · A real CFO, not a chatbot