Fractional CFO firm

Know exactly what your business earns.

Real profit, real cash, the next move – every month. Without a six-figure hire.

Book a CFO diagnostic call

30 min · No pitch · A real CFO, not a chatbot

Not ready to talk?Free Financial Health Check

Trusted by the fastest-growing businesses

Remilia Hair
Huntli
Bonamark
Feel My Skin
Alps2Alps
Trentini
BSG
Lavadental
€40M+
raised
1200+
founders
300+
models
12+
countries
15+ yrs
experience
Featured & accredited by
Forbes
Featured
SSE Stockholm
Accredited
Trustpilot
Top score 4.7
Finance Challenge
Top score
Forbes
Featured
SSE Stockholm
Accredited
Trustpilot
Top score 4.7
Finance Challenge
Top score
Four questions

Are you satisfied with your finances?

Answer these four honestly.

Revenue is not profit. We rebuild your P&L so every month closes with one number you can trust – and a one-page read on what moved it.

We separate committed cash from free cash, so you always know how much you can actually spend this week without breaking payroll.

Contribution margin per SKU and per channel, after ads, fees and returns. Usually 2–3 lines quietly fund the losses of everything else.

A rolling 13-week cash forecast, updated weekly. You see the tight week a month before it arrives – while there are still options.

Four clear answers every month. That's the job – and it doesn't need a six-figure hire.

Book a CFO diagnostic call
The core offer

Finance management + your own client portal

We run your finance function and build a private client portal that houses everything about your business: financials, work in progress, plans, hypotheses, and more. Your personal dashboard, updated monthly.

Cash flowP&LBalance sheetClient portal

Set up right, updated monthly.

Explore Fractional CFO
Free · 2 min · No credit card

How healthy are your finances – really?

Nine questions. An instant score on cash, profit and control, plus the three fixes our CFOs would do first.

Start free health check
72
/ 100
Cash84
Profit68
Control62
Your top 3 CFO fixes
  • Build a 13-week cash forecast
  • Separate gross margin by channel
  • Close monthly books by day 10
Client reviews

What our clients actually say.

Client review on TrustpilotClient review on TrustpilotClient review on TrustpilotClient review on Trustpilot
4.7
4.7 out of 5 on Trustpilot, from clients we actually work with
Read the reviews on Trustpilot
5.0
5.0 on Google from 17 verified reviews
Read the Google reviews
1200+
founder clients
12+
countries
98%
stay past month 3
Book a CFO diagnostic call

In-house CFO vs John Galt Finance

The same seniority in the room, for a fraction of the cost.

In-house CFO

Year 1
€70k–€120k/ year

Typical all-in cost: salary, taxes, benefits, recruiter fee.

Save up to €90,000/yr

John Galt Finance

Year 1
€30k/ year from

No recruitment, no taxes. Monthly engagement. Cancellation terms are set out in your agreement.

In-house CFO

  • Salary + taxes + benefits + recruitment fees
  • 3–6 months to hire and ramp
  • One person, one blind spot
  • Knowledge leaves when they do

John Galt Finance

  • From €30,000/year, cancel anytime
  • First numbers in week one
  • CFO + analyst + partner network
  • Cancel any month, keep every file
Book a CFO diagnostic call
FAQ

Questions founders actually ask us.

Essential Finance builds your core financial system. Strategic CFO adds analysis and regular decisions on profitability and growth. CFO Executive covers capital, complex structures and transactions. We recommend a level based on your goals and the complexity of your business.
Essential Finance is from €1,800/month. Strategic CFO and CFO Executive are quoted individually – we confirm the exact scope and fee before work begins.
We agree the scope of historical clean-up and initial setup in advance. If it requires an additional fee, it is shown separately in your proposal.
Essential Finance: one strategic CFO call and up to three ad hoc calls per month. Strategic CFO: strategic sessions every two weeks, where appropriate, plus up to four working calls with your team per month. CFO Executive: the Strategic CFO rhythm with your wider team, with additional working sessions set by the project scope.
No. JGF handles management finance and works alongside your accountant.
First insights appear as we review your data. We agree the launch plan and timing once we have assessed how ready your data is.
Yes. Monthly engagement. Cancellation terms are set out in your agreement.
A fractional CFO gives you senior experience from day one, no payroll overhead, and an outside view – at a fraction of a full-time salary.
That's exactly who we built this for. You'll get plain-English summaries and clear actions – never a wall of spreadsheets.
Yes – multi-currency, cross-border, IFRS and US-GAAP are core to what we do.
Confidentiality is written into every contract, full stop.

Stop guessing. Start deciding on facts.

A free 30-minute call with a senior CFO. No sales pitch – just a clear read on where your money is and what to do next.

30 min · No pitch · A real CFO, not a chatbot