Marketplace Finance

Decode the real profit of every marketplace.

Marketplaces hide the truth in 14 fee buckets and lagged settlements. We rebuild marketplace P&Ls that show what each channel actually contributes — so you allocate inventory, ads and attention correctly. Pairs with our Fractional CFO and Management Reporting engagements.

Book a CFO diagnostic call

30 min · No pitch · A real CFO, not a chatbot

Who it's for

  • Amazon FBA brands wanting true profit after every FBA fee, ad cost and reimbursement.
  • Multi-marketplace sellers (Amazon + Etsy + Walmart + Shopify) needing comparable P&Ls.
  • Brands launching new marketplaces that need go / no-go financials for a new channel.

Symptoms you need this

If more than two of these sound familiar, this is the service to start with.

Amazon P&L is a mystery even after A2X or Link My Books is set up.
Marketplace fees keep growing and margin keeps shrinking.
FBA reimbursements are never audited.
You allocate inventory to channels by feel, not by return on working capital.
Promo and coupon costs aren't in any P&L you actually read.

What you get

Per-marketplace P&L

Fully loaded P&L per channel, comparable to Shopify DTC and to each other.

Amazon fee decomposition

Referral, FBA, storage, inbound placement, low-inventory, returns, ads — mapped to SKU.

FBA reimbursement audit

Quantified opportunity, referrals to specialist filing partners.

Channel cash conversion cycle

Days from ad spend to bank deposit, per channel.

Inventory allocation plan

Recommended split of stock across FBA, 3PL and DTC by SKU.

Promo profitability analysis

Coupon, deal-of-the-day and Vine cost impact on net contribution.

Included
  • Amazon Seller Central / Etsy / Walmart / TikTok Shop settlement extraction
  • Per-channel fully loaded P&L build
  • SKU-level fee mapping
  • Inventory allocation recommendation
  • Handover call and refresh runbook
  • 30-day support to action reallocations
Not included
  • Ad account management (Sponsored Products / Brands)
  • Amazon SEO / listing optimisation
  • Filing FBA reimbursement claims (we quantify and refer)
  • Tax registration in new marketplace jurisdictions

How it runs

Week 1
Pull settlements

Extract Amazon Seller Central, Etsy and Walmart settlement data.

Week 1–2
Decompose fees

Map every fee type to the order/SKU that generated it.

Week 2
Build channel P&L

Comparable fully loaded P&L per channel and per SKU.

Week 3
Allocation strategy

Recommend inventory and ad spend split across channels.

Artifacts we deliver

Channel P&L file

Sheets/Excel with a comparable P&L per marketplace, per SKU.

Fee map

Every Amazon fee type tagged to a category, with mitigation notes.

Reimbursement report

Estimated recoverable amount with confidence bands.

Allocation memo

Written recommendation on inventory split for the next 90 days.

Delivered as a fixed-fee project. Many brands renew into ongoing Fractional CFO or Management Reporting for month-over-month tracking.

Stop guessing. Start deciding on facts.

A free 30-minute call with a senior CFO. No sales pitch – just a clear read on where your money is and what to do next.

30 min · No pitch · A real CFO, not a chatbot