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Fractional CFO · Manufacturing & Construction

Fractional CFO for manufacturing and construction

We take over the finance function of your manufacturing or construction business: margin by product, project and contract, working capital and cash under control, and budgets and forecasts that reflect real production schedules and payment terms. Monthly retainer – no full-time CFO hire, no long contracts.

Book a CFO diagnostic call

30 min · No pitch · A real CFO, not a chatbot

Who it's for

  • You run several projects, products or sites at once, but only see the final margin after the work is complete.
  • Supplier deposits, materials, payroll, VAT and client payment stages make cash difficult to predict.
  • Revenue is growing, but overruns, idle capacity or slow-paying contracts are quietly consuming profit and working capital.

Symptoms you need this

If more than two of these sound familiar, this is the service to start with.

Project or product margins are calculated in spreadsheets that arrive too late.
Actual labour and material costs regularly exceed the original estimate.
Supplier payments and customer milestones create recurring cash gaps.
Work in progress, inventory and committed costs are not visible in one place.
Hiring, equipment and expansion decisions are made without a reliable scenario model.

What you get

Margin by project and product

Revenue, labour, materials, subcontractors, overhead allocation and change orders tracked against the original budget.

Working capital and cash forecast

A 13-week view of customer receipts, supplier commitments, payroll, VAT and financing needs.

Management reporting

Monthly P&L, cash, balance sheet and operational KPIs, with a review focused on the decisions ahead.

Included
  • Project, contract and product profitability
  • Budget versus actual cost control
  • 13-week cash flow forecast
  • Working capital, WIP and inventory visibility
  • Capacity, hiring and equipment scenarios
  • Monthly CFO review call
Not included
  • Bookkeeping and tax filing
  • Site, production or procurement management
  • Replacing your accounting or project-management software unless it blocks correct numbers

How it runs

Day 1
30-minute diagnostic call

We map your projects, production cycle, payment terms and the decisions that currently lack reliable numbers.

Week 1–2
Data and margin review

Accounting, estimates, timesheets, purchasing and project data are connected and reconciled.

Month 1
Controls and forecast live

The first margin view, management pack and cash forecast are delivered within 30 days of starting.

Ongoing
Regular control rhythm

Weekly cash and project exceptions, monthly performance and scenario updates – month-to-month renewal.

Artifacts we deliver

Project margin dashboard

Budget, committed cost, actual cost and expected margin for every active project.

13-week cash forecast

Receipts and payments timed to milestones, supplier terms, payroll and VAT.

Monthly management pack

P&L, cash, working capital and operational KPIs in one decision-ready view.

Scenario model

The financial effect of new hires, equipment, capacity changes and expansion plans.

Founder reviews

What founders say after working with the numbers.

Relevant Google reviews from founders and operators who used our models, forecasts and CFO support.

EL
Eliran Luzon

We've been working with John Galt Finance as our Fractional CFO for my brand Remilia, and the experience has been excellent. They brought real structure and clarity to our financial planning, especially around inventory forecasting and financial modeling. Their insights helped us make better, more confident decisions as we scale. They're professional, responsive, and truly understand the needs of a growing brand. Highly recommend.

АП
Александр Педченко

We really enjoyed working with John Galt Finance. They helped us build a financial model quickly and did a great job. Everything was clear, fast, and easy to work through. Would definitely recommend them if you need a reliable outsourced CFO.

ДБ
Дарья Брей

Working with John Galt Finance was a very positive experience. The team communicated clearly, worked efficiently, and delivered strong results. They helped us sort out financial reports and bring more structure to our processes.

Stop guessing. Start deciding on facts.

A free 30-minute call with a senior CFO. No sales pitch – just a clear read on where your money is and what to do next.

30 min · No pitch · A real CFO, not a chatbot